European & open-source alternatives to Brex
7 European and open-source alternatives to Brex — privacy-friendly tools built and hosted in Europe.
Updated 9 Sep 2026 · refreshed weekly

Mooncard
Paris corporate expense management platform with Visa cards and automated reports, deeply integrated with French accounting…
Moss
Berlin spend management platform with corporate Mastercards, AP automation and an AI pre-accounting agent, BaFin-licensed and…

Payhawk
Bulgarian spend management platform with corporate Visa cards, expenses, AP and multi-entity support, serving mid-market firms…

Pleo
Copenhagen-based smart company cards and automated expense management.

Qonto
Business banking and finance management for freelancers and SMEs.

Rydoo
Belgian expense management platform with receipt scanning, mileage and per diem handling and real-time policy enforcement, with…

Spendesk
Paris-based spend management platform with smart cards, invoicing and approvals.