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European & open-source alternatives to PayPal

10 European and open-source alternatives to PayPal — privacy-friendly tools built and hosted in Europe.

Updated 9 Sep 2026 · refreshed weekly

This financial technology platform provides end-to-end payment processing, data management, and financial products for large…

Irish international money transfer service regulated by the Central Bank of Ireland, using a peer-to-peer marketplace for…

It provides flexible and interest-free payment options for online and in-store purchases, allowing users to manage everyday…

Mollie is a financial technology group that provides online and in-person payment processing, money management, and funding…

Mobile-first bank offering current accounts and cards managed entirely from a smartphone.

A payment solution that helps merchants and e-merchants process transactions and optimize payment performance, primarily in…

One of Lithuania's first licensed e-money institutions, offering free SEPA transfers, multi-currency accounts, a payment gateway…

Financial super-app for spending, currency exchange, transfers and investing from your phone.

London-founded international money transfer service for 8M+ customers across 160+ countries, with low fees and three transfer…

A financial technology company that facilitates international money transfers and offers international banking features. It aims…