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European & open-source alternatives to Wise

4 European and open-source alternatives to Wise — privacy-friendly tools built and hosted in Europe.

Updated 26 Jun 2026 · refreshed weekly

Irish international money transfer service regulated by the Central Bank of Ireland, using a peer-to-peer marketplace for…

One of Lithuania's first licensed e-money institutions, offering free SEPA transfers, multi-currency accounts, a payment gateway…

Financial super-app for spending, currency exchange, transfers and investing from your phone.

London-founded international money transfer service for 8M+ customers across 160+ countries, with low fees and three transfer…